Argh, the forum just ate my post! I will paraphrase:
I totally identify with your dilemma, I struggled with much the same thing. I knew I couldn't have a horse in college and right after, I was bouncing from VA to TX to TN to NC for work, plus was doing the grad school thing (LIFE EATER!) so didn't have the time or money. But once I came to NC, I knew I was here to stay. And literally one day, the line just snapped: "enough is enough!" And I went horse shopping.
Yes, I could have chosen a job where I make more money (I have a teeny salary working for state wildlife agency) but I believe that conservation is the most important thing out there and I literally couldn't sleep at night if I wasn't out there doing my part to make it happen. So I go to work every day doing what I believe in and I go to the barn and see Solo stick his head out and greet me and it's worth every single spaghetti dinner and every single day of nonexistent funds!! Solo doesn't want for anything and I save a lot of money on therapy!

Solaris -- 16 hh Appendix Quarter Horse = MY DREAM COME TRUE!