Years ago I had a Morab that came to me with wind puffs. He was out 24/7 with a run-in shelter so never stocked up. Over time, he did develop pretty bad arthritis in those front legs and I had to put him down because of it when he was 27.
The horse in my avatar stocked up when I first bought him as a 3 yo. I had to board him until he was 11-1/2. The first boarding place had cement stalls (old cow barn) and Duke was lucky to have 2 inches of saw dust in his stall. If he didn't get turned out every day he stocked up.
The second boarding place also had cement stalls (also an old cow barn), but they bedded Duke with about 4 about inches of sawdust and Duke was turned out at least 12 hours/daily unless we had freezing/sleeting weather. Duke never stocked up at that place and he has never stocked up since.
What he has in common with the Morab in my first paragraph is arthritis. Fury's (the Morab) was in all four ankles and the fronts were really bad. Duke's is hock and ankle arthritis, with one rear ankle being affected. Duke will be 21 in a few months.
So while the stocking up and wind puffs aren't a big deal now, IMO, they are both possibly pre-cursors to arthritis.
Your horse does deserve watching from that perspective and also consideration should be given as to the type of work you want him to do over the long term. If you want an eventer for more than just fun for one or two seasons, my thought is to not use this horse for that type of long-term hard work.
Just my thoughts based on my two experiences
My horses have always been used for trail riding and some pretty rough riding from time-to-time. I had to retire Fury from serious trail riding 4 or 5 years before I put him to sleep.
Duke was 16 in my avatar. That is a lunch break picture from what I consider a "not quite intermediate organized ride" in terms of being rough. That was the last of those types of rides Duke went on. He can flat-hack and climb a few small hills, but I make sure not to tax him too much. He can tax himself in the pasture all the wants to, because he knows his limits, but I take it pretty easy on him these days ----------he's carried my butt for nearly 18 years and is well-deserving of not having to work too hard